May 1, 2023
  • 12:08 pm Fall Convocation 2022: “The State of this University is Strong”
  • 9:37 pm Ogrin Brings the Thunder in Toros 12-3 rout; team plays for playoff championship tomorrow
  • 7:00 am Outstanding Professor Award Recipient’s Mic Drop Moment at Last Month’s Virtual Ceremony
  • 9:10 am Bookworms of the World Unite!
  • 7:46 pm Breaking News: All Students Living in Campus Housing Required to Receive COVID-19 Vaccine
  • 9:00 am CSUDH Esports Creates International Competition
  • 9:35 am Spring Commencement Ceremonies Get Brighter
  • 3:46 pm Breaking News: Spring Commencement Ceremonies Recieve Stadium Upgrade
  • 8:00 am Testing the Teachers (and All the Educators)
  • 9:30 am CSUDH Educators and School Employees, Vaccinated Next
  • 10:30 am For White People Only: Anti-Racism Workshop Addresses Racial Bias and Unity
  • 2:43 pm Greatness Personified: Remembering Kobe Bryant
  • 10:02 am Straight Down the Chimney and Into Your (Digital) Hands: Special Holiday Edition of The Bulletin!
  • 2:44 pm Did You Wake up Looking this Beautiful?
  • 11:43 am A Long History for University’s Newest Major
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  • 4:03 pm Three best Latinx Halloween & Horror Short Films available now on HBO Max
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  • 2:00 pm South Bay Economic Forecast Goes Virtual
  • 3:52 pm BREAKING NEWS: Classes for Spring to be Online, CSU Chancellor Announces
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  • 2:35 pm Will Time Run Out Before Funds for PEGS? [UPDATED]
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  • 5:00 pm Under Fire from the Feds, Vaping’s Future is Cloudy
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  • 9:21 pm The Bulletin’s Public Records Request Offers Springboard to Launch Gender Equity Discussion at CSUDH
  • 4:27 pm Black is the New Black: Raising the Capital on the “B” Word
  • 10:53 am Guns Up for Arrest: Student advocacy group pushes for CSU No Gun Zones–Including the Police
  • 4:09 pm Staff Editorial: Words on the First
  • 8:42 pm Carson Mayor Blasts Media, Landmark Libel Case in Keynote Address
  • 9:27 am Free Speech Week Calendar of Events Update
  • 6:02 am Food for Thought: 40% of Students are Food Insecure
  • 3:12 pm Academic Senate Rejects CSU GE Task Force & Report
  • 3:06 pm Work To Be Done
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  • 8:02 pm CSUDH President Parham Announces Cancer Diagnosis
  • 9:47 am CSUDH Art Professor’s 20-Year Journey Results in First Local Showing of Film
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  • 9:05 pm Academic Senate Approves Gender Equity Task Force
  • 12:37 pm When Dr. Davis speaks, Toros Pay Close Attention
  • 3:38 pm Investing in the Future: Dr. Thomas A. Parham Reflects on the Past Eight Months and Contemplates​ the University’s Future
  • 3:24 pm Green Olive to Open By End of Feb; Starbucks Not Until Fall
  • 3:20 pm Gov. Newsom’s Proposed Budget Hailed for Extensive Funding Increases
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  • 2:54 pm The Other Route in Professional Sports
  • 9:02 am Hail to the New Chief, CSUDH President Thomas Parham
  • 3:36 pm Career Center Holds Major/Minor Fair
  • 5:34 pm After Unexpected Delay, Undocumented Becomes More Intimate Theatrical Production
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  • 8:00 am A Former President Indicted: Now What?
  • 8:00 am ChatGPT Pioneers a New Landscape
  • 8:00 am The Good And Bad Of Technology For Adolescence
  • 8:00 am Women’s Resource Center Radiates Positivity At CSUDH

The Biden Administration extended the pause on student loan payments to the relief of borrowers. Photo credit: Towfiqu barbhuiya.

By: Nisvan Guzman, Staff Reporter.

On April 6, the Biden-Harris Administration extended the student loan payment pause through August 31. The extension is intended to provide relief for student borrowers who are still affected by hardships brought on by the COVID-19 pandemic. 

“The extension will provide additional time for borrowers to plan for the resumption of payments, reducing the risk of delinquency and defaults after restart”, stated the press release posted on the Department of Education website. 

Evelyn Salazar, a graduate student studying Social Work at CSUDH, was relieved by the news. 

“It absolutely helps,” she said. Salazar initially took out student loans as an undergraduate student at Goucher College. 

Before the pause, she was making payments of $200 a month toward her student loans, an amount based on her full-time employment status as a case manager for a legal aid organization. 

Now that that payment is deferred, it’s allowed her the flexibility to work less hours and return to school to earn her master’s degree.

Jose Meza, a 2018 CSUDH graduate with a BS in Computer Science, took out a loan to pay his tuition. He has not made a payment to his loan in two years as a result of the deferred payments and it has been a huge help for him. 

“​​It’s helped me pay for rent. Rent has been very expensive in California and as you know it went up a lot last year,” Meza said. 

Once the extension expires and loan payments resume in August, Meza claims he is not ready to begin making payments again. His main concern about his five-figure loan is the high interest rate which hovers around 8-9 percent. 

One borrower who depended on side jobs, such as choreographing quinceñera dances and waitressing, to help pay her bills has struggled since the pandemic shut down the economy.

“Once the pandemic hit everything stopped for me. I was left with nothing for a good while. My family and I started [to] rely on my mom since she was the only one with a steady-ish income,” said Helena Espinoza, who graduated from CSUDH in 2021 with a BA in Film, Television, and Media. 

“Knowing that I do not have to worry about paying just yet is relieving because I can use that money towards current bills. I have very slowly started to save money just in case I do have to pay for my loans,” Espinoza said.

On the Biden administration’s handling of student loans, Meza and Espinoza are satisfied with the work being done to help students but think more can be done. 

“I’m glad that he deferred loans but I definitely feel as if he could do more. Some loan forgiveness would be great”, Meza said.

“I am happy that there is talk about taking the student debt and completely removing it from students. I mean, who wouldn’t be happy to know that their loans can be canceled”, Espinoza said. 

 However, she is uncertain about what the future holds.

“But what I am not happy with is how close they are cutting it by telling students the probability of them paying it back. It is so up in the air that they expect us borrowers to be ready,” Espinoza said.

Despite the amount of debt and financial instability that comes with it, these CSUDH alumni do not regret earning their degrees. 

“It was worth it,” Meza, a software engineer at YARDI Systems, said. 

“It was worth it because at the end of the day I was lucky enough to even receive those loans. As my 7th grade teacher said, ‘see the loan as an investment in yourself,” Espinoza said. 


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